Florida’s No-fault Automobile Insurance Laws

Florida-no-fault-accident-pip-kaster-fort-myers

Florida-no-fault-accident-pip-kaster-fort-myersIn years since 2012, all drivers licensed in Florida have been required to carry what is known as PIP coverage. That stands for Personal Injury Protection.

This much-needed rider allows you to get the medical help you may need following an accident regardless of fault or if the other party has auto insurance.

Unlike some other states, there are time constraints within which you are able to seek treatment for accident-related injuries.

In Florida, you have just two weeks (14 days) after an accident to start treatment.  If you do visit a doctor’s office or emergency clinic during this time frame you automatically lose your ability to use your PIP coverage. 

If you are not taken by ambulance from the accident scene please follow up with your doctor and your chiropractor as soon as possible.

Every policy issued in Florida carries the full $10,000 worth of PIP coverage, even though, in some situations, you may only be entitled to $2500, a reduced benefit. To access the full amount you must receive a determination of emergency medical condition. Many insurance companies will argue with you that you do not have a serious condition. Restrictions have been unjustly placed which discriminate against chiropractic physicians. because of this, we have to refer you out to another health care provider simply to get that determination on file.

If your auto insurer stops payment after $2500 for the $10,000 in benefits for which you pay a premium for, you may continue to obtain treatment with our office under a letter of protection if you are represented by a lawyer and are filing a claim for recovery against the at-fault driver.

DID YOU KNOW?: You can install our mobile app on your smartphone! With just a push of a button, we will know you need medical assistance and get you in as soon as possible. http://drkasters.com/web-app-download/

If you are in an accident – don’t worry about the specifics right away. Call our office at 239-332-2555 and come in for a post-accident evaluation, treatment plan, and adjustments. Let’s get you on the road to health and we will file all the paperwork for you.

For More Information on PIP Laws in Florida:

The Florida Office of Insurance Regulation can assist you if you experience a problem or have a complaint. You can submit a complaint online by going to their consumer services website at https://apps.fldfs.com/eservice.

Chiropractor | Nutritionist in Ft Myers, FL.

Fort Myers Chiropractor, Dr. Jason B. KasterChiropractic care is a safe, alternative treatment when applied appropriately. Chiropractic treatments help in dealing with the symptoms of many conditions. Are you going to wait for your symptoms to be felt, or are you going to prevent it as soon as possible?

Dr. Jason B. Kaster, a chiropractor, and nutritionist in Fort Myers can help you and your family achieve their optimal health.

Chiropractic Treatment May Relive Arthritis Pain

Chiropractor Arthritis-fort-myers-dr-kaster

Chiropractor Arthritis-fort-myers-dr-kasterPainful joints make even the most simple movements unbearable at times. In cool weather and rain, they ache even more when you have arthritis.

While there is no cure for arthritis, it has been shown that chiropractic adjustments can lessen the severity of the pain you experience making the condition easier to live with.

Chiropractic is an amazing modality.
No two patients can be treated in the exact same way.There are over 150 techniques that chiropractors employ to manually adjust the spine, muscles, and joints with varying degrees of gentle force. Which techniques are used is dependent on the condition(s) of the patient. 

Chiropractors focus on the correlation between structure and function, says Dr. Jason Kaster, D.C. who has been in private practice in Fort Myers, Florida for over 17 years.

When a joint is out of alignment it can’t move as designed. The aim of treatment with our practice is to restore proper joint function. The freer the movement you have the better you will feel.

If you have neck or back pain because of osteoarthritis, chiropractic is one of the safest routes of therapy.

Your chiropractor may use manual spinal adjustments or manipulate soft tissue to help relieve tenderness and muscle spasms. You may also be asked to do traction which slowly stretches the joints to increase range of movement, as well as ultrasound, ice, and heat. At-home physical therapy exercises they may assign you can do wonders as well. 

 Please take note: If you have an inflammatory disease (rheumatoid arthritis, psoriatic arthritis or ankylosing spondylitis) you need to be more careful and really talk with your doctor and listen to your body. If your medical doctor has told you that you have active swelling in your joints, chiropractic may not be the right path for you.

That doesn’t mean we can’t help. It just means we woud just need to take a different approach to the treatment for your case. A consultation is advisable to get you going on some alternative safe and effective therapies.

They may include:

Electrotherapy. These tiny electric pulses are not painful. They treat soft tissue injuries by stimulating nerves and muscles.

Low-level cold laser. This therapy uses a non-heat-producing laser or light that penetrates deep into the tissue, sometimes reducing inflammation.

Ultrasound. Many think of ultrasound as imaging technology, but when applied to soft tissues and joints, sound waves can also produce a massaging effect that helps reduce swelling and decrease pain and stiffness.

Infrared sauna. Imagine having a hot compress warm up your joints from the inside. These rooms use controlled amounts of heat to relieve pain and increase circulation.

Medical Doctors Agree

The American College of Physicians released updated guidelines in 2017. They now support the use of non-pharmacologic therapies. This includes chiropractic as well as acupuncture, as first-line treatment of pain, before medication.

If you are living with arthritis call the office of Dr. Kaster today. We would love to see how we can help you feel better and live well.

Chiropractor | Nutritionist in Ft Myers, FL.

Fort Myers Chiropractor, Dr. Jason B. KasterChiropractic care is a safe, alternative treatment when applied appropriately. Chiropractic treatments help in dealing with the symptoms of many conditions. Are you going to wait for your symptoms to be felt, or are you going to prevent it as soon as possible?

Dr. Jason B. Kaster, a chiropractor, and nutritionist in Fort Myers can help you and your family achieve their optimal health.

239-332-2555

www.drkasters.com to learn more!

Do you have Organophosphate Poisoning? (RoundUp) Blame Monsanto!

roundup

roundupRoundUp is one of the number one selling weed killers in the USA today both commercially and for residential use.

The main ingredient in RoundUp – Glyphosate – is designed to be toxic to plants. The issue is that it has been found not only to kill plants but also to be toxic as well as carcinogenic to humans and animals as well.

Glyphosate has been banned in the EU yet it is still sprayed freely here in the USA.  Deborah Kurrasch of the University of Calgary in Canada’s research department says that “Researchers are not only concerned about the immediate consequences of improper use of the chemicals by applicators, but also about potential effects caused by chronic exposure to applicators or animals—via the skin or through inhalation, for instance—as well as what happens when they accumulate in the environment.” The physical effects are felt gradually over time.

Right here in Florida, we are experiencing a build-up of toxic chemicals. You may have heard about Red Tide and Blue Green Algae here in South Florida along both the west and east coasts, but what isn’t often said is that the discharged water being released from Lake Okeechobee contains high concentrations of the chemicals, including glyphosate, found in RoundUp because of the existence of US Sugar Corporation located in Clewiston, Fl.

The Problem

US Sugar uses RoundUp as a pesticide/herbicide on crops to deter bugs and also to help prematurely ripen the crops so they can maximize the potential for income from every crop. Just as the sugar cane is forcefully ripened so are the red tide blooms as well as the algae blooms. This is a good chunk of the reason why the bloom has now lasted a full year. This isn’t influenced by nature and it isn’t normal. Our oceans, wildlife, and residents are paying the price.

While it may be obvious when red tide warnings are posted, not to go in the water, the problem isn’t just at the beaches or around the water. These particles (Red Tide (Brevetoxin), Blue Green Algae (Cyanotoxins), and RoundUp (Organophosphates), are all aerosolized and carried by wind currents, it has been said, up to 10 miles in though it may very well be more.

This means – if you live anywhere near a coast in South Florida, you are breathing these particles in. People who have no contact with RoundUp or any other pesticide or herbicide, have been falling ill with non-specific sources. Doctors have often been at a loss for a diagnosis. 

The test for it is called the Cholinesterase RBC and Plasma blood test for pesticide toxicity (organophosphates). It is important to note that those reading the results on this test know that according to the CDC the lab values marked as acceptable (green) are incorrect. Toxicity can present at just 40% of the top acceptable level.

It is HIGHLY advisable to do a neurotoxin cleanse if you do have elevated levels in your blood.

Symptoms of RoundUp Toxicity:

  • Anxiety
  • Headache pain
  • Exhaustion
  • Lethargy
  • Fever
  • Itching eyes
  • Tinnitus (ringing ears)
  • Itchy face
  • A runny Nose
  • Watering eye (usually only one side)
  • Frequent feelings of a head cold or flu
  • Blurry Vision
  • Excess saliva
  • Sensitivity to light
  • Glassy eyes
  • Memory problems
  • Muscle twitches similar to restless leg syndrome
  • Palpitations
  • Brain fog
  • Digestion problems
  • Confusion
  • Agitation
  • Depression

 For a more natural alternative to using RoundUp on your property, please visit Mom’s Across America’s page https://www.momsacrossamerica.com/10_alternatives_to_roundup

If you feel like you may be living with the effects of RoundUp, contact the office of Dr. Jason Kaster, D.C. today and get tested as well as treated, naturally. 239-332-2555 www.drkasters.com 

Is it a Stye?

stye

styeWhat IS a stye?

A Stye is an eye infection.  A stye can form when a single oil gland on the edge of your eyelid becomes infected with a staph bacterium originating inside of the nose. The eye can become infected when you scratch or pick your nose and then inadvertently touch your eye.

Do you need to see a doctor for a stye?

Most of the time a stye will heal on its own, but if you do not see improvement after 7 or 8 days, make an appointment to go visit your eye doctor. They can prescribe an antibiotic ointment to help prevent reoccurrences.

Redness, pain, and swelling are well-known markers of a stye infection as well as the telltale white bump. This is sometimes accompanied by a swollen eyelid or entire eye. While they are contagious, infecting others is unlikely unless you share pillows, bedsheets, washcloths or towels with others. It is best to keep all of them separate and washed often.

Styes pop up seemingly out of nowhere overnight. One day your eye is clear and healthy and the next, irritated, red and swollen. Though a stye won’t impair your vision, it is uncomfortable and aggravating. It may also make you extra sensitive to light and feel like you have something in your eye that you cannot get out.

It may look very much like a pimple with a white head, but unlike a pimple, it is not advisable to try and pop. – Attempting to pop will cause more pain and will thwart healing. It is not constructed like a pimple and no amount of pressure will push the infection out, you may end up rupturing it and spreading the bacterium and making the situation worse.  Instead, apply hot compresses to get it to come out by itself. 10 -15 minutes at a time keeping your eye closed 3-4 times a day will work the stye to the surface and out of your eye over the course of several days.

To find a qualified Optometrist in Lee County please visit www.ipalc.org/find.