Florida’s No-fault Automobile Insurance Laws

Florida-no-fault-accident-pip-kaster-fort-myers

Florida-no-fault-accident-pip-kaster-fort-myersIn years since 2012, all drivers licensed in Florida have been required to carry what is known as PIP coverage. That stands for Personal Injury Protection.

This much-needed rider allows you to get the medical help you may need following an accident regardless of fault or if the other party has auto insurance.

Unlike some other states, there are time constraints within which you are able to seek treatment for accident-related injuries.

In Florida, you have just two weeks (14 days) after an accident to start treatment.  If you do visit a doctor’s office or emergency clinic during this time frame you automatically lose your ability to use your PIP coverage. 

If you are not taken by ambulance from the accident scene please follow up with your doctor and your chiropractor as soon as possible.

Every policy issued in Florida carries the full $10,000 worth of PIP coverage, even though, in some situations, you may only be entitled to $2500, a reduced benefit. To access the full amount you must receive a determination of emergency medical condition. Many insurance companies will argue with you that you do not have a serious condition. Restrictions have been unjustly placed which discriminate against chiropractic physicians. because of this, we have to refer you out to another health care provider simply to get that determination on file.

If your auto insurer stops payment after $2500 for the $10,000 in benefits for which you pay a premium for, you may continue to obtain treatment with our office under a letter of protection if you are represented by a lawyer and are filing a claim for recovery against the at-fault driver.

DID YOU KNOW?: You can install our mobile app on your smartphone! With just a push of a button, we will know you need medical assistance and get you in as soon as possible. http://drkasters.com/web-app-download/

If you are in an accident – don’t worry about the specifics right away. Call our office at 239-332-2555 and come in for a post-accident evaluation, treatment plan, and adjustments. Let’s get you on the road to health and we will file all the paperwork for you.

For More Information on PIP Laws in Florida:

The Florida Office of Insurance Regulation can assist you if you experience a problem or have a complaint. You can submit a complaint online by going to their consumer services website at https://apps.fldfs.com/eservice.

Chiropractor | Nutritionist in Ft Myers, FL.

Fort Myers Chiropractor, Dr. Jason B. KasterChiropractic care is a safe, alternative treatment when applied appropriately. Chiropractic treatments help in dealing with the symptoms of many conditions. Are you going to wait for your symptoms to be felt, or are you going to prevent it as soon as possible?

Dr. Jason B. Kaster, a chiropractor, and nutritionist in Fort Myers can help you and your family achieve their optimal health.

Chiropractic Treatment May Relive Arthritis Pain

Chiropractor Arthritis-fort-myers-dr-kaster

Chiropractor Arthritis-fort-myers-dr-kasterPainful joints make even the most simple movements unbearable at times. In cool weather and rain, they ache even more when you have arthritis.

While there is no cure for arthritis, it has been shown that chiropractic adjustments can lessen the severity of the pain you experience making the condition easier to live with.

Chiropractic is an amazing modality.
No two patients can be treated in the exact same way.There are over 150 techniques that chiropractors employ to manually adjust the spine, muscles, and joints with varying degrees of gentle force. Which techniques are used is dependent on the condition(s) of the patient. 

Chiropractors focus on the correlation between structure and function, says Dr. Jason Kaster, D.C. who has been in private practice in Fort Myers, Florida for over 17 years.

When a joint is out of alignment it can’t move as designed. The aim of treatment with our practice is to restore proper joint function. The freer the movement you have the better you will feel.

If you have neck or back pain because of osteoarthritis, chiropractic is one of the safest routes of therapy.

Your chiropractor may use manual spinal adjustments or manipulate soft tissue to help relieve tenderness and muscle spasms. You may also be asked to do traction which slowly stretches the joints to increase range of movement, as well as ultrasound, ice, and heat. At-home physical therapy exercises they may assign you can do wonders as well. 

 Please take note: If you have an inflammatory disease (rheumatoid arthritis, psoriatic arthritis or ankylosing spondylitis) you need to be more careful and really talk with your doctor and listen to your body. If your medical doctor has told you that you have active swelling in your joints, chiropractic may not be the right path for you.

That doesn’t mean we can’t help. It just means we woud just need to take a different approach to the treatment for your case. A consultation is advisable to get you going on some alternative safe and effective therapies.

They may include:

Electrotherapy. These tiny electric pulses are not painful. They treat soft tissue injuries by stimulating nerves and muscles.

Low-level cold laser. This therapy uses a non-heat-producing laser or light that penetrates deep into the tissue, sometimes reducing inflammation.

Ultrasound. Many think of ultrasound as imaging technology, but when applied to soft tissues and joints, sound waves can also produce a massaging effect that helps reduce swelling and decrease pain and stiffness.

Infrared sauna. Imagine having a hot compress warm up your joints from the inside. These rooms use controlled amounts of heat to relieve pain and increase circulation.

Medical Doctors Agree

The American College of Physicians released updated guidelines in 2017. They now support the use of non-pharmacologic therapies. This includes chiropractic as well as acupuncture, as first-line treatment of pain, before medication.

If you are living with arthritis call the office of Dr. Kaster today. We would love to see how we can help you feel better and live well.

Chiropractor | Nutritionist in Ft Myers, FL.

Fort Myers Chiropractor, Dr. Jason B. KasterChiropractic care is a safe, alternative treatment when applied appropriately. Chiropractic treatments help in dealing with the symptoms of many conditions. Are you going to wait for your symptoms to be felt, or are you going to prevent it as soon as possible?

Dr. Jason B. Kaster, a chiropractor, and nutritionist in Fort Myers can help you and your family achieve their optimal health.

239-332-2555

www.drkasters.com to learn more!

Help Cope With Depression The Natural Way

antidepressants

They aren’t widely known or publicised but there are Alternatives to Taking Antidepressants

Everyone has their off days, but what if your off days turn into off weeks or off months? You no longer feel like yourself and are just down in the dumps on a consistent basis? Sometimes not even for any apparent reason. It’s frustrating and in some cases, debilitating.

If you listen to the television your only answer lies in expensive designer pharmaceuticals. Medications such as Xanax, Effexor, Serzone, Wellbutrin, Prozac, Zoloft or Celexa all have a host of possible side effects a mile long which include but are not limited to dizziness, headache, nausea, loss of sex drive, and possible insomnia, coma or suicidal thoughts.

If the base purpose is to make you feel better, how exactly does the possibility of ruining your sex life and causing you to contemplate suicide play into that equation?

Here at the office of Dr. Jason Kaster, D.C. we firmly believe that nature gave us all we need to heal ourselves. That is why we suggest trying the natural approach first, and working with your body rather than against it. There are several supplements, vitamins, and herbs that work organically to help improve mood and promote an overall feeling of wellness without all of the harsh side effects and latent toxicity.

St. John’s Wort – This pretty plant cascading with yellow flowers has been used since the times of ancient Greece and is known for its mood-brightening effects and ability to restore emotional balance. Scientists agree that this is an excellent choice for short-term treatment of mild to moderate depression well as anxiety and mood disorders. This herb, unlike many others, does come with cautions, which it is important to pay attention to – it can cause sensitivity to sunlight, headache, or gastrointestinal symptoms in rare cases. It also should not be used in combination with – birth control pills, antidepressants, if you have had an organ transplant, are on heart medication, use HIV medications, cancer drugs, seizure control drugs, Warfarin or any other anticoagulants.

5-HTP – Has recently also been gaining in popularity as it becomes more widely known. It is a natural plant extract, from the Griffonia simplicifolia plant, that boosts the serotonin levels in the brain. It assists with appetite control, relieves insomnia, calms anxiety, improves mood and can even help to reduce symptoms of fibromyalgia. 5-Hydroxytryptophan should not be used in conjunction with any classification of medical antidepressants.

Sam-E – is among the best of the mood-boosting supplements available. Not an herb or a hormone, it is a molecule that all living cells produce constantly. It affects everything from fetal development to daily brain function. It assists in the transfer of dopamine and serotonin in the brain from receptor to receptor. Though no one has found Sam-E to be significantly more effective than a prescription antidepressant, it is clearly less toxic and wonderful benefit can be derived from taking it on a consistent basis. Since the 1970’s, researchers have published 40 clinical studies involving roughly 1,400 patients. And though the studies are small by FDA standards, the findings are remarkably consistent. In 1994 Dr. Giorgio Bressa, a psychiatrist at the University Cattolica Sacro Cuore in Rome, pooled results from a dozen controlled trials and found that “the efficacy of SAM-E in treating depressive syndrome comparable to that of standard antidepressants.” It is interesting to note that SAM-E has been available as a dietary supplement in the US since 1999, but it has been used as a prescription drug in Italy since 1979, in Spain since 1985, and in Germany since 1989.

Another one that gets high rankings is DHEA – which is touted to enhance your immune system, as well as increase libido, increased sense of well-being, reduced stress levels, and give you energy making you feel happier, more focused and stronger. Many of the problems associated with aging, including weight gain, painful joints, and forgetfulness have been linked to a deficiency in DHEA, which is an essential hormone. No matter how healthy you are, your production of DHEA decreases dramatically as you age. By age 50, your levels may be only half of what they were at age 25 when you had peak levels of DHEA. In a recent study, men and women found they felt more youthful and had better ability to handle stress and improve quality of sleep by taking just 50mg of DHEA. It is a hormone that is naturally made by the human body. It can be made in the laboratory from chemicals found in wild yam and soy. However, the human body cannot make DHEA from these chemicals, so simply eating wild yam or soy will not increase DHEA levels. Don’t be misled by wild yam and soy products labeled as “natural DHEA.”

Vervain – is also good for calming of the nerves and relaxation. It can be taken in capsule or tincture form.

Another lesser known is Lavender. Used for centuries in aromatherapy for its ability to promote stress relief and relaxation, lavender may also help to alleviate stress, depression, fatigue, restlessness, anxiety and even insomnia. It has a very soothing sedative effect when inhaled; you can also drink it as a tea using two tablespoons of the dried herb in boiling water and allowing it to steep for 10 minutes. Make sure to strain before drinking.

All of these supplements are more gentle on your body and cost significantly less than their chemical counterparts. We hope next time you are feeling blue this article will come to mind and offer some great alternatives.

Article references:

http://www.rxlist.com/script/main/art.asp?articlekey=109669

http://5htp.com/

http://www.5-htp.org.uk/5-htp.php

http://nccam.nih.gov/health/stjohnswort/ataglance.htm

http://www.biopsychiatry.com/sameart.html

http://www.webmd.com/vitamins-supplements/ingredientmono-786-SAMe.aspx?activeIngredientId=786&activeIngredientName=SAMe

http://www.mayoclinic.com/health/dhea/NS_patient-dhea

http://www.nlm.nih.gov/medlineplus/druginfo/natural/331.html

http://www.livestrong.com/article/138076-mood-lifting-supplements/

Chiropractor & Nutritionist in Fort Myers, FL.

Fort Myers Chiropractor, Dr. Jason B. KasterChiropractic care is a safe, alternative treatment when applied appropriately. Chiropractic treatments help in dealing with the symptoms of many conditions. Are you going to wait for your symptoms to be felt, or are you going to prevent them before they start?

Dr. Jason B. Kaster, a chiropractor, and nutritionist in Fort Myers can help you and your family achieve their optimal health.