Florida’s No-fault Automobile Insurance Laws

Florida-no-fault-accident-pip-kaster-fort-myers

Florida-no-fault-accident-pip-kaster-fort-myersIn years since 2012, all drivers licensed in Florida have been required to carry what is known as PIP coverage. That stands for Personal Injury Protection.

This much-needed rider allows you to get the medical help you may need following an accident regardless of fault or if the other party has auto insurance.

Unlike some other states, there are time constraints within which you are able to seek treatment for accident-related injuries.

In Florida, you have just two weeks (14 days) after an accident to start treatment.  If you do visit a doctor’s office or emergency clinic during this time frame you automatically lose your ability to use your PIP coverage. 

If you are not taken by ambulance from the accident scene please follow up with your doctor and your chiropractor as soon as possible.

Every policy issued in Florida carries the full $10,000 worth of PIP coverage, even though, in some situations, you may only be entitled to $2500, a reduced benefit. To access the full amount you must receive a determination of emergency medical condition. Many insurance companies will argue with you that you do not have a serious condition. Restrictions have been unjustly placed which discriminate against chiropractic physicians. because of this, we have to refer you out to another health care provider simply to get that determination on file.

If your auto insurer stops payment after $2500 for the $10,000 in benefits for which you pay a premium for, you may continue to obtain treatment with our office under a letter of protection if you are represented by a lawyer and are filing a claim for recovery against the at-fault driver.

DID YOU KNOW?: You can install our mobile app on your smartphone! With just a push of a button, we will know you need medical assistance and get you in as soon as possible. http://drkasters.com/web-app-download/

If you are in an accident – don’t worry about the specifics right away. Call our office at 239-332-2555 and come in for a post-accident evaluation, treatment plan, and adjustments. Let’s get you on the road to health and we will file all the paperwork for you.

For More Information on PIP Laws in Florida:

The Florida Office of Insurance Regulation can assist you if you experience a problem or have a complaint. You can submit a complaint online by going to their consumer services website at https://apps.fldfs.com/eservice.

Chiropractor | Nutritionist in Ft Myers, FL.

Fort Myers Chiropractor, Dr. Jason B. KasterChiropractic care is a safe, alternative treatment when applied appropriately. Chiropractic treatments help in dealing with the symptoms of many conditions. Are you going to wait for your symptoms to be felt, or are you going to prevent it as soon as possible?

Dr. Jason B. Kaster, a chiropractor, and nutritionist in Fort Myers can help you and your family achieve their optimal health.

Chiropractic Treatment May Relive Arthritis Pain

Chiropractor Arthritis-fort-myers-dr-kaster

Chiropractor Arthritis-fort-myers-dr-kasterPainful joints make even the most simple movements unbearable at times. In cool weather and rain, they ache even more when you have arthritis.

While there is no cure for arthritis, it has been shown that chiropractic adjustments can lessen the severity of the pain you experience making the condition easier to live with.

Chiropractic is an amazing modality.
No two patients can be treated in the exact same way.There are over 150 techniques that chiropractors employ to manually adjust the spine, muscles, and joints with varying degrees of gentle force. Which techniques are used is dependent on the condition(s) of the patient. 

Chiropractors focus on the correlation between structure and function, says Dr. Jason Kaster, D.C. who has been in private practice in Fort Myers, Florida for over 17 years.

When a joint is out of alignment it can’t move as designed. The aim of treatment with our practice is to restore proper joint function. The freer the movement you have the better you will feel.

If you have neck or back pain because of osteoarthritis, chiropractic is one of the safest routes of therapy.

Your chiropractor may use manual spinal adjustments or manipulate soft tissue to help relieve tenderness and muscle spasms. You may also be asked to do traction which slowly stretches the joints to increase range of movement, as well as ultrasound, ice, and heat. At-home physical therapy exercises they may assign you can do wonders as well. 

 Please take note: If you have an inflammatory disease (rheumatoid arthritis, psoriatic arthritis or ankylosing spondylitis) you need to be more careful and really talk with your doctor and listen to your body. If your medical doctor has told you that you have active swelling in your joints, chiropractic may not be the right path for you.

That doesn’t mean we can’t help. It just means we woud just need to take a different approach to the treatment for your case. A consultation is advisable to get you going on some alternative safe and effective therapies.

They may include:

Electrotherapy. These tiny electric pulses are not painful. They treat soft tissue injuries by stimulating nerves and muscles.

Low-level cold laser. This therapy uses a non-heat-producing laser or light that penetrates deep into the tissue, sometimes reducing inflammation.

Ultrasound. Many think of ultrasound as imaging technology, but when applied to soft tissues and joints, sound waves can also produce a massaging effect that helps reduce swelling and decrease pain and stiffness.

Infrared sauna. Imagine having a hot compress warm up your joints from the inside. These rooms use controlled amounts of heat to relieve pain and increase circulation.

Medical Doctors Agree

The American College of Physicians released updated guidelines in 2017. They now support the use of non-pharmacologic therapies. This includes chiropractic as well as acupuncture, as first-line treatment of pain, before medication.

If you are living with arthritis call the office of Dr. Kaster today. We would love to see how we can help you feel better and live well.

Chiropractor | Nutritionist in Ft Myers, FL.

Fort Myers Chiropractor, Dr. Jason B. KasterChiropractic care is a safe, alternative treatment when applied appropriately. Chiropractic treatments help in dealing with the symptoms of many conditions. Are you going to wait for your symptoms to be felt, or are you going to prevent it as soon as possible?

Dr. Jason B. Kaster, a chiropractor, and nutritionist in Fort Myers can help you and your family achieve their optimal health.

239-332-2555

www.drkasters.com to learn more!

Chronic Sinusitis

Do you suffer seasonally or year round from bouts of fatigue accompanied by a stuffy nose, sore throat, watery eyes, and headache?

All are signature sinus issues. All can make your life downright miserable. It is sometimes hard to distinguish if you are experiencing allergies or a cold. Proper diagnosis and treatment can lead to quicker recovery and less suffering.

All are signatures of chronic sinusitis.

Sinusitis can make you feel just downright rotten and unable to cope with daily life. When persistent it can be difficult to tell the difference between a cold or allergies. Diagnosing the condition properly will lead to the quickest recovery.

Both colds and allergies can trigger sinus issues. When the mucus cannot drain properly it can lead to increased pressure resulting in pain and eventually infection can set in.

Those who have allergies or asthma are the most likely to develop sinusitis as their sinus tissue becomes swollen when breathing in allergy triggers like pollen, smoke or dust.

Sinusitis will generally heal without antibiotics if you have a good immune system in about two weeks. If you are still experiencing the same level of symptoms or they have gotten worse over the first two week period consult your doctor.

Self Care: Heat packs, nasal decongestants, nasal sprays, humidifiers or salt water rinse with a net pot, breathing in essential oils of peppermint or eucalyptus may ease symptoms.

If you have allergies, there are steps you can take to reduce your risk of sinusitis. Your doctor may recommend ongoing treatments such as allergy shots or medication which can help to control inflammation. Avoidance of allergy triggers is always advised if possible.

To find a board certified ENT or Immunologist in Lee County visit www.ipalc.org/find